Kathe’s husband signed up for Medicare when he turned 65. Like everyone who turns 65, he got a lot of MedicareMail(c). It was confusing so he chose someone to help him sign up for a Medicare plan.
This sales person told him he didn’t need a drug plan because he didn’t take any medication.
Unfortunately, Kathe didn’t find out about the penalty until much later, and now he is subject to a lifetime penalty.
So far, the penalty is still more than what the drug plan costs.